diff --git a/src/lib/postgres.mjs b/src/lib/postgres.mjs
index 71b3235..5db1f73 100644
--- a/src/lib/postgres.mjs
+++ b/src/lib/postgres.mjs
@@ -5932,7 +5932,7 @@ async function loadCreditedDepositRowsSince(pool, since) {
         AND COALESCE(payload->'details'->>'tx_hash', '') <> ''
       ORDER BY COALESCE(observed_at, ingested_at) DESC
     `,
-    [...CREDITED_STATUSES],
+    [[...CREDITED_STATUSES]],
   );
   return normalizeDepositStatusRows(result.rows)
     .filter((row) => timestampValue(row.observed_at || row.ingested_at) > timestampValue(since));
diff --git a/test/postgres-funding.test.mjs b/test/postgres-funding.test.mjs
index 45100b6..0aa4402 100644
--- a/test/postgres-funding.test.mjs
+++ b/test/postgres-funding.test.mjs
@@ -1,7 +1,7 @@
 import test from 'node:test';
 import assert from 'node:assert/strict';
 
-import { loadRecentDepositStatuses } from '../src/lib/postgres.mjs';
+import { loadPortfolioMetricInputs, loadRecentDepositStatuses } from '../src/lib/postgres.mjs';
 
 test('recent deposit status loader keeps old bridge deposits at original effective time', async () => {
   const txHash = '0xe8755a069e10a5963953c847f48f2db857c7a2dfdf8d21579c4057366126dd3f';
@@ -59,6 +59,96 @@ test('recent deposit status loader uses bridge created_at when present', async (
   assert.equal(deposit.payload.details.created_at, '2026-04-08T15:57:14.877Z');
 });
 
+test('portfolio metric load binds credited deposit statuses as one pg array parameter', async () => {
+  const btcAsset = {
+    assetId: 'nep141:btc.omft.near',
+    symbol: 'BTC',
+    decimals: 8,
+  };
+  const eureAsset = {
+    assetId: 'nep141:eure.omft.near',
+    symbol: 'EURe',
+    decimals: 18,
+  };
+
+  const pool = {
+    async query(sql, params) {
+      if (sql.includes('FROM liquidity_actions') && sql.includes('deposit_status_observed') && sql.includes('ANY($1)')) {
+        assert.equal(params.length, 1);
+        assert.deepEqual(params[0], ['CREDITED', 'COMPLETED', 'FINALIZED', 'SETTLED']);
+        return { rows: [] };
+      }
+
+      if (sql.includes('FROM liquidity_actions') && sql.includes('ORDER BY COALESCE(observed_at, ingested_at) DESC LIMIT $1')) {
+        assert.equal(params[0], 500);
+        return { rows: [] };
+      }
+
+      if (sql.includes('FROM liquidity_actions') && sql.includes('withdrawal_status_changed')) {
+        return { rows: [] };
+      }
+
+      if (sql.includes('FROM execute_trade_commands')) {
+        return { rows: [{ first_command_at: '2026-06-01T12:00:00.000Z', command_count: 1 }] };
+      }
+
+      if (sql.includes('FROM trade_execution_results')) {
+        return { rows: [{ result_count: 0 }] };
+      }
+
+      if (sql.includes('FROM intent_inventory_snapshots')) {
+        return {
+          rows: [{
+            ingested_at: '2026-06-01T12:00:00.000Z',
+            payload: {
+              inventory_id: 'inv-1',
+              synced_at: '2026-06-01T12:00:00.000Z',
+              spendable: {},
+            },
+          }],
+        };
+      }
+
+      if (sql.includes('FROM market_price_events') && sql.includes("COALESCE(payload->>'eure_per_btc', '') <> ''")) {
+        return {
+          rows: [{
+            ingested_at: '2026-06-01T12:00:00.000Z',
+            payload: {
+              price_id: 'current-price',
+              eure_per_btc: '60000.00',
+            },
+          }],
+        };
+      }
+
+      if (sql.includes('SELECT DISTINCT ON (payload->>\'price_route_id\')')) {
+        return { rows: [] };
+      }
+
+      if (sql.includes('FROM market_price_events') && sql.includes('WHERE ingested_at <= $1')) {
+        return {
+          rows: [{
+            ingested_at: '2026-06-01T11:00:00.000Z',
+            payload: {
+              price_id: 'baseline-price',
+              eure_per_btc: '60000.00',
+            },
+          }],
+        };
+      }
+
+      assert.fail(`unexpected query: ${sql}`);
+    },
+  };
+
+  const inputs = await loadPortfolioMetricInputs(pool, {
+    btcAsset,
+    eureAsset,
+  });
+
+  assert.equal(inputs.baseline.anchor, 'latest_inventory_before_first_command');
+});
+
 function depositRow({
   txHash,
   status,